Low Credit Auto Financing

Purchasing a new vehicle is a big investment and choosing how to finance your investment is a big decision. Should you buy your vehicle outright or finance it over time? If auto financing is your payment method of choice, your purchase will be among over 80% of vehicles purchased using this method. Although most vehicles are purchased using auto financing, the process isn’t easy. Especially if you’re contending with low credit. U.S. Auto Sales believes that car-buying should be stress-free, painless, and accessible to all our customers near Chattanooga, Tennessee. That’s why we proudly offer low-credit financing to qualified shoppers who need it.

Get started now with our simple online pre-qualification form or keep reading to learn more.

How Does Low Credit Affect Auto Financing?

Lenders take a risk when they choose to fund the purchase of a new or used vehicle. They use your credit score and the information in your credit report to help assess how big that risk is. If you have low credit the risk is higher, and some lenders will choose not to fund your purchase.

If you find out your credit is low, don’t give up on your dream of purchasing your next vehicle. There are still dealerships and auto lenders near Chattanooga who are willing to work with your financial situation. U.S. Auto Sales is one of them. Get pre-qualified with us and start your car search today.

How Can I Get Low Credit Auto Financing

U.S. Auto Sales makes it easy to get low credit financing. To get started, car shoppers have two options for auto financing. Come to our dealership near Chattanooga, TN and one of the staff members in our finance center will help you find a solution that will work with your situation. We specialize in making car ownership accessible to people with low credit and we’ll tailor our approach to your needs. We strive to provide you with a low-credit auto financing solution with fair rates and terms that are easy to understand.

The second and easiest option is to start the process online. Fill out our simple four-step pre-qualification form. It only takes five minutes to complete, and the hard part is over. You can start shopping for your next vehicle today, get pre-qualified at U.S. Auto Sales now.

Low Credit Auto Financing Services Near Chattanooga, TN