Used Car Financing Frequently Asked Questions

Dealerships, banks, credit unions, and online lenders are all options when it comes to financing your next pre-owned vehicle. Out of those, we’re perhaps a little biased in saying that dealerships with in-house financing offer the greatest advantage, but we can back it up. U.S. Auto Sales offers many benefits to our customers, such as excellent customer service, flexible down payment options, and online pre-qualification for your convenience.

Here at U.S. Auto Sales, we offer in-house financing, and the process of financing a pre-owned vehicle is easy. First, you get pre-qualified, which allows you to find out your budget. Then, you find a vehicle and finalize your financing plan. That’s really all there is to it, so apply for pre-qualification online today.  

When you use our online pre-qualification process, you can upload your required documents from home, meaning you don’t have to worry about forgetting your important documents. If that doesn’t work for you, you can drop them off at our dealership or we can pick you up. The documents you need include proof of your identity (a valid driver’s license), proof of income (two most recent pay stubs), three references (one of which does not live with you), and proof of residency (two current utility bills within 30 days). 

U.S. Auto Sales offers flexible down payment options and down payments as low as $500. If you don’t have all the money for your down payment, our flexible down payments allow you to make scheduled payments toward your down payment. As far as credit goes, we work with all credit levels.