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2022 Ford Escape front end

In-house financing at US Auto Sales  

At US Auto Sales, we offer in-house financing. That means we will process your loan through our very own finance department, rather than through an outside bank. If you’re looking for a more personal, efficient approach to buying a car, visit your closest US Auto Sales location. To learn more about in-house financing, keep reading below or contact our team for more information. 

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2022 Ford Escape S steering wheel
2022 Ford Escape S rear seats
2022 Ford Escape with two people

Benefits of choosing a dealership with in-house financing


At US Auto Sales, you are more than just a number. You can work one-on-one with a member of our team to find a financing plan that works for you. With other dealerships, your loan might be managed by a third-party bank, and you may never get the personal experience that we offer. If you’re at all nervous about financing your first car, you’ll appreciate the excellent customer service we provide. A team member will be there to help you every step of the way, answering questions and recommending the best solution for your situation. 

Can I get a vehicle loan if I have poor or no credit?


Whatever your credit situation, it is worth reaching out to a member of our financing team because they can work with you to find a plan that works. Don’t worry if you have poor or no credit. Our professional staff has worked with people in all credit situations, and they can answer any of your questions about financing with whatever credit you have. We don’t want one mistake to hold you back from getting a car. 

Why in-house financing is more efficient for buying a car


With in-house financing, you can talk with a member of our team to get approved for a vehicle loan before you even find the vehicle that you want. This way, you won’t spend hours searching for the perfect car just to find out that you can’t afford the one you want. In-house financing is efficient because you can get guidance right from the start and know exactly what your budget is.  

Can in-house financing improve your credit score?


Yes, as long as you regularly make your payments on time, financing a car with in-house financing is a great way to improve your credit score. It’s a great step to take if you have a low credit score or if you need to build credit in order to make a bigger purchase such as a house.  

2013 Dodge Dart SXT
2013 Dodge Dart SXT
$13,530
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2014 Chevrolet Spark LT
2014 Chevrolet Spark LT
$13,530
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2014 Dodge Avenger SE
2014 Dodge Avenger SE
$14,890
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2019 Mitsubishi Mirage G4 ES CVT
2019 Mitsubishi Mirage G4 ES CVT
$15,210
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2013 Ford Fiesta Titanium
2013 Ford Fiesta Titanium
$15,230
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2016 Chevrolet Sonic LS
2016 Chevrolet Sonic LS
$16,117
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2018 Chevrolet Spark LT
2018 Chevrolet Spark LT
$16,120
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2016 Ford Focus SE
2016 Ford Focus SE
$16,290
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2014 Ford Escape SE
2014 Ford Escape SE
$16,369
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2013 Kia Soul Base
2013 Kia Soul Base
$16,400
Details Save Saved
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