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Main: (844) 479-1508
Spanish: (844) 459-7538
Woman looking at her budget and finances in Covington, GA

Buy Here Pay Here - Covington, GA

For shoppers that have challenged or no credit in Covington, GA and the surrounding areas, qualifying for a car loan can be difficult. To give those buyers the opportunity to purchase a vehicle, buy here pay here dealerships cater to customers of all credit backgrounds. Additionally, they work with the customer directly to handle the sale of the vehicle, as well as the financing, to make the process as fast and stress-free as possible. When you purchase a car at a buy here pay here dealership, you agree to pay the dealership, or their affiliated finance company, directly rather than going through a credit union or bank.

View Our Pre-Owned Vehicle Inventory

Things to Know When Shopping at a Buy Here Pay Here Dealership

While convenient and helpful to buyers in Covington, GA and the surrounding areas looking for an easy way to buy a car, there are many things you should know when shopping at a buy here pay here dealership. More specifically, there are things you should watch for and avoid.

Know the History and Condition of the Vehicle You are Buying

You should fully understand the condition of the vehicle you are buying. Make sure to inspect the vehicle you are interested in carefully and ask for the vehicle history report. If the dealership is adamant about not providing the vehicle history report, you can check the vehicle identification number yourself to review its past ownership. However, the refusal itself should be treated as a red flag.

Avoid “Spot Delivery”

Spot delivery is a tactic that an untrustworthy dealership may use to get more money out of customers. This means the dealer will allow someone who isn’t yet qualified for a loan to drive a car off the lot then will later demand more money or a loan renegotiation. Always make sure you are fully qualified for your loan and keep your paperwork on hand before driving a car off the lot. Having a witness with you will also be helpful.

Make Sure You Understand the Loan and Can Afford It

You will need to make sure you have a full understanding of the loan and that you can afford to pay it. Read the fine print and look for any hidden fees that may not have been discussed by the dealer. Before signing, you should calculate how much you can afford to pay each month by exploring the down payments and interest rates being offered.

Get Qualified for a Car Loan at U.S. Auto Sales

U.S. Auto Sales is proud to be one of the most trusted buy here pay here dealerships in the Southeast. If you are looking to purchase a reliable and affordable car from a trustworthy, customer-oriented dealership in the Covington, GA area, get in touch with our team. We’d be happy to share more information about our financing process and help you get qualified for a car loan that’s right for you.

Woman using a calculator for her finances in Covington, GA
Salesman handing over car keys to a car buyer in Covington, GA
2019 Mitsubishi Mirage G4 ES CVT
2019 Mitsubishi Mirage G4 ES CVT
$15,210
Details Save Saved
2014 Kia Rio LX
2014 Kia Rio LX
$17,321
Details Save Saved
2014 Kia Sorento LX
2014 Kia Sorento LX
$17,534
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2014 Chevrolet Spark LS
2014 Chevrolet Spark LS
$18,230
Details Save Saved
2017 Hyundai Elantra SE
2017 Hyundai Elantra SE
$18,259
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2015 Mitsubishi Mirage DE
2015 Mitsubishi Mirage DE
$18,680
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2014 Chrysler 200 LX
2014 Chrysler 200 LX
$19,100
Details Save Saved
2013 Mazda Mazda3 i Sport
2013 Mazda Mazda3 i Sport
$19,248
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2015 Volkswagen Tiguan S
2015 Volkswagen Tiguan S
$19,266
Details Save Saved
2017 Toyota Yaris L 5-Door AT
2017 Toyota Yaris L 5-Door AT
$19,370
Details Save Saved

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