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Tips on how you can improve your credit score before you start shopping for a used car 

How to Improve Your Credit Score? 

If you’re in need of a newer and more reliable used vehicle and don’t think you’ll qualify for financing, you’ve come to the right place. At U.S. Auto Sales, we not only carry an extensive list of used and pre-owned vehicles, but we also help you get pre-qualified for the financing you’ll need to buy it. Whether you have good credit or bad credit, we’ll help you get behind the wheel of the vehicle you’ve always wanted to drive. If your credit score is a little low and you want to increase it, these three tips on how to improve your credit score will help you get pre-qualified for the financing you’ll need to buy the vehicle you want. 

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Tips to Improve Your Credit Score 

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  1. Review your credit reports. Before you begin shopping for a used car, you’ll want to make sure your credit score is correct. Get a copy of your credit report from each of the three major credit bureaus, including TransUnion, Experian and Equifax. Once you’ve obtained the credit reports, go over them and make sure everything is correct. If you find any mistakes, be sure to fix them before getting pre-qualified for used financing. 
  1. Avoid any late payments. Making payments late can really hurt your credit score as it can account for up to 35% of your FICO score. So, make sure you pay your bills on time. 
  1. Become an authorized user on a credit card. If your credit is less than average, one of the best ways to quickly improve your credit score is to get added as an authorized user to an account that has a good history of making payments on time. Doing so will help increase your credit score by adding it to your credit report. 

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