Category Archives: Financing

Wood blocks put together to spell the word "Budget"

How to Create a Personal Budget

Tips for Determining How Much You Can Spend Every Month

In our modern age when most transactions are done digitally, it can be hard to tell whether or not you can afford a purchase. It’s even harder when your income fluctuates, such as working for commissions or tips. Whether you wish to control your spending or want to see where you can save money, here are a few tips for creating your own personal budget.

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Stack of coins next to blue toy car

What are the Benefits of Financing for a Vehicle In-House?

Advantages to Financing Directly with U.S. Auto Sales

Finding the right car takes a lot of time. Finding the right deal for that car can take even longer. You may wonder how you will finance for a vehicle or whether a car fits your budget. While many car shoppers will opt for financing with banks, these buyers often find themselves missing out on various advantages to financing directly with a dealership like U.S. Auto Sales. What exactly are the benefits of financing for a vehicle in-house? Here are several reasons why shoppers choose to finance directly with us.

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Woman checking her credit score

Can Buying a Car Improve My Credit Score?

How a Car Loan Can Impact Credit

Have you ever wondered if buying a car can improve your credit score? Since cars are quite valuable and are a necessary commodity for the majority of Americans, you will likely think of this question in the near future if you haven’t done so already. Ultimately, the way your credit is impacted is up to you. What does this mean? Keep reading to learn more.

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Happy teen driver at the driver's seat inside a car

Tips for Buying a Car for the First Time

Things that You Should Know When You are a First-Time Car Buyer

It’s a very exciting time to be able to shop for your very first vehicle. With this big step, it’s important to know what you should watch for and shop for. To help make your first car purchase memorable, we have a few financial tips for first-time car buyers that you should know before making the final decision.

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Toy car on top of stacks of coins with a pen and car keys nearby

What is the 20/4/10 Rule for Buying a Car?

Recommended Budget Rule to Follow for Purchasing a Vehicle

Whether it’s your first car or fifth car, it’s important to always stay within a budget when shopping around for a vehicle. However, it’s not obvious how much you will be able to afford with a certain income. How do you figure that out? With the 20/4/10 rule, budgeting for a car will be easy. Below, we will describe this recommended budget rule in further detail so you have a full understanding of how you can create a budget for your next car purchase.

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Woman working on a laptop

How to Get a Car Loan with Bad Credit

Online Pre-Qualification at U.S. Auto Sales

Are you in the market for a reliable vehicle? Do you have struggling credit? No matter your credit score, you should be able to get access to a car you can afford and depend on for work, school, and running errands. However, getting qualified for a car loan can feel daunting if you don’t have excellent credit. Here’s how you can get a car loan with bad credit with our online pre-qualification application at U.S. Auto Sales.

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Pen on top of a car loan application form

What are the Benefits of Cosigning a Car?

Why You Should Consider Getting a Cosigner

If you have challenged credit, you may find it more difficult to get qualified for a car loan. Thankfully, there are ways to improve your chances, and one of them is to cosign with another person. What are the benefits of cosigning a car? Are there any drawbacks? Here, we will explain why you should consider getting a cosigner.

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