Category Archives: Credit Solutions

a hand by a calculator with the word help

What does it mean to get pre-qualified for a vehicle purchase?

How to get pre-qualified for your next car online 

What does it mean to get pre-qualified for a vehicle purchase? It means submitting information about yourself to get approval for a car loan and to get an estimate for the maximum amount of money you can borrow. Keep reading for more information about pre-qualification. You can get pre-qualified online with U.S. Auto Sales, your dealership with location across the Southeast. 

Read the rest of this entry >>
Manual Transmission Driving. Modern Car with Stick Shift Transmission

Does a higher credit score mean lower car payments?

How can your credit score affect your car loan payments?

Understanding how a loan works can be complicated. There is a lot of math involved and understanding how the qualification process occurs can be even more complicated. However, what about your credit score? How can your credit score affect your car loan payments? At U.S. Auto Sales we have a lot of experience in this field, and we can answer that question and more. While you are here you can get pre-qualified for a loan, reach out to us, or even check out our inventory by following the links below.

Read the rest of this entry >>
Young Woman in New Car with Car Keys and U.S. Auto Sales Logo

How Fast Can a Car Loan Raise Your Credit Score?

How Does a Car Loan Improve Your Credit Score? 

Here at U.S. Auto Sales, we cater to car shoppers on a budget and no matter what your credit score might be – we are here to help. Potential customers who struggle with credit may not know that an automotive loan with on-time payments can help raise your credit score and many people want to know – how does a car loan improve your credit score? We are here to answer your automotive questions at U.S. Auto Sales with 35 locations in Georgia, Florida, Tennessee, North Carolina and South Carolina. 

Read the rest of this entry >>
People calculating their budget

Questions to Ask When Financing for a Loan with Bad Credit

Information to Know When Shopping for a Car Loan with Challenged Credit

Are you searching for a reliable vehicle that fits your budget? Do you have challenged credit? Finding the right auto loan with bad credit can feel tough, but it doesn’t have to be. At the U.S. Auto Sales blog, we will explore a few questions to ask when financing a loan with bad credit.

Read the rest of this entry >>
Woman working on a laptop

How to Get a Car Loan with Bad Credit

Online Pre-Qualification at U.S. Auto Sales

Are you in the market for a reliable vehicle? Do you have struggling credit? No matter your credit score, you should be able to get access to a car you can afford and depend on for work, school, and running errands. However, getting qualified for a car loan can feel daunting if you don’t have excellent credit. Here’s how you can get a car loan with bad credit with our online pre-qualification application at U.S. Auto Sales.

Read the rest of this entry >>

File Taxes and Buy A Car on the Same Day

Benjamin Franklin is often attributed with coining the phrase “… two things are for certain, death & taxes.”

Many Americans will spend the early months of 2020 preparing for the April 15th tax filing deadline. However, there are plenty of positive benefits to filing your tax returns. Not only are you obeying the lawful requirement of submitting taxes, but you stand a good chance of receiving a hefty tax refund.

It is common during tax season for buyers to purchase a used vehicle with their refund. Did you know you can visit the nearest US Auto Sales location to file taxes using Tax Max services? Tax Max is a third-party company that can help you file your federal and state taxes.  A sales associate can help explain how your tax refund can be used as a down payment on your purchase from U.S. Auto, allowing you to drive away today.*

There are over 25 US Auto Sales dealerships nationwide that have access to over 2000 cars in our inventory. You may be able to knock out your taxes and purchase a car on the same day.

Customers looking to buy a used car should be sure to bring the following documents with them to the dealership:

  • Social Security Numbers
  • Date of Birth
  • Driver’s License (proof of identification)
  • Income Documents (W-2, 1099-C, etc.)
  • Bring documents for all family members, if filing with spouse and/or claiming children
  • Additional documents may be required.

If you need more information, be sure to check out the 2020 Tax Max special. The knowledgeable associates at US Auto Sales are ready to help you buy a car at tax time!

*Up to $6,000 same day tax refund anticipation loan on debit card less Tax Max and loan fees.  Refund paperwork prepared by Tax Max; not U.S. Auto Sales.  U.S. Auto is not an agent, principal, owner, or affiliate of Tax Max.

Top Rated GPS Apps and Standalone Devices for Your Vehicle

You have your US Auto Sales car, and the road beckons. But how do you get where you’re going? Those roadmaps from the local convenience store aren’t going to cut it anymore. Here are the best mapping apps for your phone, and a few standalone devices that don’t require internet access.

Google Maps – Google Maps is an outstanding GPS navigation system compatible with both Android and iPhone. Not only does it give you accurate information on directions, but it will also automatically reroute you based on live traffic, construction, and accidents. The app also gives many local suggestions for food, activities, events, etc. Bonus – if your vehicle supports Android Auto or Apple CarPlay, you can use it right from the touch screen in your vehicle.

Waze – This app is a favorite among the younger generation. It not only navigates, but warns you about police sightings, hazards, and will reroute you based on traffic, construction, and accidents. It also has a feature that will allow you to record your voice or anyone else’s to use as your navigation, and you can even play music through it.

Sygic GPS Navigation – Heading a little farther off the beaten path? Sygic offers reliable off-line maps as well as real time traffic information. Maps are updated multiple times a year at no additional cost. It keeps track of your speed, warns you when you go over the limit, and has many other safety features as well.

MAPS ME – Another off-line navigation app, MAPS ME keeps up to date with any changes to road conditions. You can use this navigation system anytime and it will also bookmark your favorite locations. Another good option for spotty or non-existent internet.

Standalone GPS Devices

Garmin DriveSmart 55 and Traffic – An excellent entry-level device from a well-known GPS navigation company, the DriveSmart55 has a responsive touchscreen and easily mounts to the windshield. Unfortunately, it only covers 49 states. Maps for other regions must be purchased separately. Starting at $149.99.

Atoto A6 Double Din Android Car Navigation Stereo – This GPS device stands out from the crowd because it is not only a GPS navigation system but also includes popular music apps and radio features and Bluetooth. It’s a little buggy, though, with reviewers reporting occasional screen freezes and audio loss. Starting at $159.99.

Tom Tom GO 620 6-inch GPS Navigation Device – Tom Tom is known for accuracy and fast signal, but some feel that it not as easy to use as other systems. It has 3-D imaging, voice control and hands-free calling. The downside is that it must be linked to a smart phone to access live traffic data. Starting at $209.99.

6 Factors to Keep in Mind When Buying For Your New Driver

Your young driver’s dream car probably isn’t the most practical or safest choice. Using the car buying experience to research the best options is a great way to help your child make informed adult decisions. Here are some important factors to keep in mind when purchasing a vehicle for the young person in your life.

Sticker Price

The bottom line is most likely the deciding factor when purchasing that perfect vehicle for your child. Keep in mind when looking at the sticker price that makes and models that hold their value better than others are usually more reliable and last longer. Make it easy on yourself by shopping a no-haggle dealership like US Auto Sales.

Reliability

The last thing a parent needs to worry about is whether their child is going to end up stranded on the side of the road. Some cars are more reliable than others. Doing your homework first will make it easier to steer clear of some of those vehicles your child may gravitate towards. Also, a vehicle history report from Carfax is a must. US Auto Sales provides a Carfax report with every used vehicle and a limited warranty to add to your peace of mind.

Safety

Most cars now come with safety features like anti-lock brakes and airbags standard, but take the time to look at which vehicles ranked highest in safety. Again, look at the car’s history and whether or not it might have suffered any structural damage due to an accident.

Fuel Efficiency

It is easy to get wrapped up in the other factors of used car buying and forget some of the long-term factors of car ownership. Fuel efficiency is critical as this is an everyday expense. Helping your new driver calculate the cost of fuel for different vehicles they might be considering might help them make a more practical decision.

Features and Add-ons

Although most features and add-ons increase the sticker value, some might help sway you’re a young driver to go with something more practical. For example, a used car that has an upgraded stereo system might be enough to convince your new driver to go with the more fuel efficient, safer vehicle. Also, it might be worth the additional cost for some added safety features such as a back-up camera or GPS.

Insurance Costs

The cost of insuring a young driver can be prohibitive. Take the time to call your insurance company. It could save you a huge chunk of change. Sometimes choosing the same model in a different model year can make a big difference in the insurance cost. Use this as a learning experience to instill good car purchase decision-making in the future.

Taking the time to do your homework before heading over to US Auto Sales will make the car buying experience with your new driver much more enjoyable and increase the likelihood that both of you will be happy with the outcome.

Eco-friendly Car Cleaning Products of 2019

There are three main reasons to avoid harsh chemicals when cleaning your vehicle. Over time, harsh chemicals can damage the interior and can cause paint to lose its luster. Harsh chemicals are also bad for the environment. Using harsh cleaning agents, especially inside your vehicle, can be detrimental to your health. Fortunately, there are several companies that make natural products that work as well or better than the chemical-heavy products. Eco Touch, Chemical Guys, President’s Choice and Simple Green are the most popular companies with the largest variety of products. Here are some of their top-rated cleaning products of 2019 as well as a couple other great ideas to keep your car clean while also being health- and environmentally-conscious.

Eco Touch Car Wash Shampoo – This car wash shampoo is plant-based, biodegradable, non-toxic and phosphate-free. It gently removes dirt and grime without removing wax or polish.

Eco Touch Waterless Car Wash – a spray and wipe product that requires no water. Use this between washes to maintain the shine. Both environmentally friendly and labor saving!

Chemical Guys Ecosmart Ready to Use Car Wash and Wax – Another product that requires no water. It not only cleans the vehicle but provides a layer of protection and added shine.

Chemical Guys CWS 301 Citrus Wash and Gloss Concentrate – This highly concentrated product uses only a capful of concentrate for every 5 gallons of water. It foams up well to pull dirt and grime away from the surface for scratch free rinsing. Added bonus: because the cleaning agent is citrus-based, it smells really good!

Simple Green All-Wheel Cleaner – can be used to remove dirt and brake dust as well shine tires. The non-corrosive formula will not harm your tires even if overused.

Steam Cleaner – a steam cleaner works beautifully on cloth seats and carpet without chemicals. You might even be able to rent one!

Pro-tip: A detailing company secret – use a small paintbrush to clean vents and crevices. Cotton swabs work pretty well, too, particularly for dusting vents!

Keep your US Auto Sales car clean while protecting both your health and the environment!