Category Archives: Buying a Car

Stack of coins next to blue toy car

What are the Benefits of Financing for a Vehicle In-House?

0 By
Posted in Budgets, Buying a Car, Financing

Advantages to Financing Directly with U.S. Auto Sales

Finding the right car takes a lot of time. Finding the right deal for that car can take even longer. You may wonder how you will finance for a vehicle or whether a car fits your budget. While many car shoppers will opt for financing with banks, these buyers often find themselves missing out on various advantages to financing directly with a dealership like U.S. Auto Sales. What exactly are the benefits of financing for a vehicle in-house? Here are several reasons why shoppers choose to finance directly with us.

Read the rest of this entry >>
Person signing a car loan contract

Should I Choose a Short-Term or Long-Term Car Loan?

0 By
Posted in Budgets, Buying a Car

Short-Term vs Long-Term Car Loans

Ideally, car shoppers would buy their vehicles outright with cash in full. Of course, this isn’t realistic for most drivers. Thus, car loans are available to help shoppers finance for their vehicle with a payment plan that is affordable. Granted, not every car loan is the same and you may receive a few different offers. To help you select a car loan, we will focus on the advantages and disadvantages of both short-term and long-term car loans.

Read the rest of this entry >>
Driver angle of a silver 2020 Dodge Grand Caravan with its doors open and a family near it

Differences Between SUVs and Minivans

0 By
Posted in Buying a Car, The Perfect Car

How to Choose Between a Minivan and an SUV

Designed for large and small families, SUVs and minivans are popular choices due to large interiors and capable powertrains. However, an SUV may be more optimal for some families while others may find more benefits out of owning a minivan.  How do you choose between a minivan and an SUV? To help you decide, we have listed some major differences between each that could be useful in your search.

Read the rest of this entry >>
Woman checking her credit score

Can Buying a Car Improve My Credit Score?

0 By
Posted in Building Credit, Buying a Car, Financing, Tips & Tricks

How a Car Loan Can Impact Credit

Have you ever wondered if buying a car can improve your credit score? Since cars are quite valuable and are a necessary commodity for the majority of Americans, you will likely think of this question in the near future if you haven’t done so already. Ultimately, the way your credit is impacted is up to you. What does this mean? Keep reading to learn more.

Read the rest of this entry >>
Happy teen driver at the driver's seat inside a car

Tips for Buying a Car for the First Time

0 By
Posted in Budgets, Buying a Car, Financing

Things that You Should Know When You are a First-Time Car Buyer

It’s a very exciting time to be able to shop for your very first vehicle. With this big step, it’s important to know what you should watch for and shop for. To help make your first car purchase memorable, we have a few financial tips for first-time car buyers that you should know before making the final decision.

Read the rest of this entry >>
Toy car on top of stacks of coins with a pen and car keys nearby

What is the 20/4/10 Rule for Buying a Car?

0 By
Posted in Budgets, Buying a Car, Financing, Tips & Tricks

Recommended Budget Rule to Follow for Purchasing a Vehicle

Whether it’s your first car or fifth car, it’s important to always stay within a budget when shopping around for a vehicle. However, it’s not obvious how much you will be able to afford with a certain income. How do you figure that out? With the 20/4/10 rule, budgeting for a car will be easy. Below, we will describe this recommended budget rule in further detail so you have a full understanding of how you can create a budget for your next car purchase.

Read the rest of this entry >>
Woman working on a laptop

How to Get a Car Loan with Bad Credit

0 By
Posted in Budgets, Buying a Car, Credit Solutions, Financing

Online Pre-Qualification at U.S. Auto Sales

Are you in the market for a reliable vehicle? Do you have struggling credit? No matter your credit score, you should be able to get access to a car you can afford and depend on for work, school, and running errands. However, getting qualified for a car loan can feel daunting if you don’t have excellent credit. Here’s how you can get a car loan with bad credit with our online pre-qualification application at U.S. Auto Sales.

Read the rest of this entry >>
Coins stacked next to each other by a coin jar with a graduation cap on top

Can a Full-Time Student Get a Car Loan?

0 By
Posted in Buying a Car, Financing, Tips & Tricks

Ways Students Can More Easily Get Qualified for an Auto Loan

Students typically face a lot of challenges when shopping for a car. These young adults typically have little or no credit history. Also, many students don’t have jobs as they are studying for school full-time. Will this student pay on time? Can this student afford the car in the first place? Due to these risks from the lenders’ perspectives, students are likely going to have more difficulty qualifying for a car loan. Full-time students can get a car loan, however, if the proper effort is taken to minimize those financial risks for the lenders. Here are a few ways you can more easily get qualified for an auto loan as a student.

Read the rest of this entry >>