Category Archives: Budgets

Person looking at their finances

Tips for Building an Emergency Fund

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Posted in Budgets, Financing, Tips & Tricks

How to Save Money for Emergencies

Are you financially prepared to cover an emergency? If not, then it’s time to start building an emergency fund. An emergency fund is cash put aside for unexpected and costly emergencies, such as a job loss, unexpected medical visit or hospitalization, car breakdown, or necessary home repair. An emergency fund can help you stay afloat with your finances so you can avoid taking out high-interest personal loans or credit card debt. Learn how you can start saving money for an emergency fund below.

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Wood blocks put together to spell the word "Budget"

How to Create a Personal Budget

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Posted in Budgets, Financing, Tips & Tricks

Tips for Determining How Much You Can Spend Every Month

In our modern age when most transactions are done digitally, it can be hard to tell whether or not you can afford a purchase. It’s even harder when your income fluctuates, such as working for commissions or tips. Whether you wish to control your spending or want to see where you can save money, here are a few tips for creating your own personal budget.

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Stack of coins next to blue toy car

What are the Benefits of Financing for a Vehicle In-House?

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Posted in Budgets, Buying a Car, Financing

Advantages to Financing Directly with U.S. Auto Sales

Finding the right car takes a lot of time. Finding the right deal for that car can take even longer. You may wonder how you will finance for a vehicle or whether a car fits your budget. While many car shoppers will opt for financing with banks, these buyers often find themselves missing out on various advantages to financing directly with a dealership like U.S. Auto Sales. What exactly are the benefits of financing for a vehicle in-house? Here are several reasons why shoppers choose to finance directly with us.

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Person signing a car loan contract

Should I Choose a Short-Term or Long-Term Car Loan?

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Posted in Budgets, Buying a Car

Short-Term vs Long-Term Car Loans

Ideally, car shoppers would buy their vehicles outright with cash in full. Of course, this isn’t realistic for most drivers. Thus, car loans are available to help shoppers finance for their vehicle with a payment plan that is affordable. Granted, not every car loan is the same and you may receive a few different offers. To help you select a car loan, we will focus on the advantages and disadvantages of both short-term and long-term car loans.

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Cars parked at a gas station

How You Can Save Money Buying Gas

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Posted in Budgets, Tips & Tricks

Best Time and Days You Should Visit the Gas Station

For those on a tight budget, or those that wish to save some extra cash every month, getting the best prices on necessities like gas is important. A fact unknown to many drivers is that gas stations often sell gas for cheaper prices at certain times and days of the week. Here are a few things to consider so you can save money buying gas.

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Happy teen driver at the driver's seat inside a car

Tips for Buying a Car for the First Time

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Posted in Budgets, Buying a Car, Financing

Things that You Should Know When You are a First-Time Car Buyer

It’s a very exciting time to be able to shop for your very first vehicle. With this big step, it’s important to know what you should watch for and shop for. To help make your first car purchase memorable, we have a few financial tips for first-time car buyers that you should know before making the final decision.

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