Coins stacked next to each other by a coin jar with a graduation cap on top

Can a Full-Time Student Get a Car Loan?

Ways Students Can More Easily Get Qualified for an Auto Loan

Students typically face a lot of challenges when shopping for a car. These young adults typically have little or no credit history. Also, many students don’t have jobs as they are studying for school full-time. Will this student pay on time? Can this student afford the car in the first place? Due to these risks from the lenders’ perspectives, students are likely going to have more difficulty qualifying for a car loan. Full-time students can get a car loan, however, if the proper effort is taken to minimize those financial risks for the lenders. Here are a few ways you can more easily get qualified for an auto loan as a student.

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Person handing a car salesman money for a car

How Much Should I Put Down for a Car?

Pros and Cons of Large and Small Down Payments

You may have found the perfect car for your needs and comfort. Perhaps you even got qualified for a car loan. As you close the deal, the question of how much you want to leave as a down payment is raised. How much should you put down for a car? Ideally, you’d want to put down around 20% of the purchase price. What if you have more than 20% of the cash saved? What if you have less? Here, we will explore the pros and cons of making large and small down payments.

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Worker cleaning the seats inside of a car

What U.S. Auto Sales is Doing to Protect Your Health

Sanitizing and Social Distancing Measures at U.S. Auto Sales

Concerned about the safety of visiting one of our many locations? We understand the severity of the situation and are taking necessary and strict sanitation and distancing measures to help reduce the spread of Coronavirus. Watch this short video to see what we are doing to protect you and all of our employees during this unprecedented health crisis.

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Couple calculating their finances

What is the 50/30/20 Budget Rule?

Easy Budgeting Method to Save Money Every Month

Having a hard time budgeting? Want to save some money every month? Determining your budget for a variety of different things can be time-consuming and feel difficult. The 50/30/20 budget rule is an easy way to figure out how much you can afford for necessities, wants, savings, and debts. Here, we will walk you through how you can figure out your budget using the 50/30/20 rule.

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